List Categories | List All Articles | List Articles By Title
Auto Insurance for Young Drivers
The biggest worry of most parents today is their children growing up and beginning to drive. They dread having to add them to their auto insurance policy because of the increase in premium. Unfortunately, all children grow up and when they start driving this has to be done. There are several reasons why insurance for young drivers is so high.
The first reason that premiums are high for young drivers is their lack of driving experience. You will need to have, at the least, over three years driving to be quoted a lower rate.
Next is their age itself.. If they are under the age of 25 the rate will mostly likely be fairly high. Normally a single male driver rates higher than a single female. This is because males are rated as a higher risk to insurance companies.
A young driver feels a sense of independence when they begin to drive. It is actually the beginning of responsibility. It is important as a parent to encourage your young driver to have confidence when driving to avoid any fear they might have on the road, to prevent any accidents.
At their age any accident, ticket or a suspension may double or triple an auto insurance premium. As adults, when we have any infraction on our driving record it increases our premium and it hurts our pocket, just imagine being a young driver. Paying for their premiums may help young drivers learn the importance of taking care of what they have and what it means to have special privileges such as driving a car. We must encourage them to realize how car insurance is important and how they must carry the proper types of coverage on the car.
When it is time for our teenagers to get a vehicle we must go with them to pick out a vehicle that best suits their budget. We must explain that a regular sedan or simple vehicle is cheaper in price for insurance then a sports vehicle or sports utility vehicle. As a parent we should have the last decision-making on which vehicle they should purchase at the beginning and explain to them how important it is to obey the laws of driving.
The most important thing is to instill in our young drivers is the importance of keeping their motor vehicle record clean so they are not paying outrageous premiums. It is important to drive safely, not only for them but for everyone else on the road as well. We might be driving carefully but perhaps the person in the other vehicle does not have the same mentality. We must encourage them to keep their eyes on the road and not to get distracted by anything else.
Keep in mind that we were young once. It is exciting for them to feel that sense of independence behind the wheel. So my word of advise to young drivers is, keep your chin up and eyes focused to keep your pocket full.
Visit http://www.carinsurance.com for Auto Owner Insurance
Belinda Ramos is a representative of CarInsurance.com. You can visit CarInsurance.com at http://www.carinsurance.com or contact them at 1-877-327-8728.
CarInsurance.com's online insurance marketplace gives an opportunity to consumers and to insurance companies. We offer the ability to shop for car insurance online.
Consumers can receive quotes from many insurance companies, in some states you are able to purchase your insurance instantly, online. You don't have to drive your car to buy car insurance. Buy online... anytime!
Medical Bankrupticies: What You Can Do To Protect Yourself
First the bad news: about 2,000,000 personal bankruptcies each year are caused by unexpected medical expenses. Of all those people, 1,500,000 have (or had) health insurance before they ran into difficult financial straights.
Factors That Affect Your Car Insurance Premium
Many factors affect the premium you will pay for auto insurance. Each is a statistically based risk for a specific population.
Is Purchasing Travel Insurance Smart?
To answer the question "is purchasing travel insurance smart?" let's look at what insurance is.When you purchase insurance - health insurance, homeowner's insurance, car insurance, life insurance, or travel insurance - you're not making an investment.
What Answers To Questions For A Home Insurance Price Quote Will I Need To Know?
Lets face it, finding the best home insurance price quote can be an aggravating task if you're not fully prepared with answers to the common questions that most insurance companies will ask. This article outlines the questions that an insurance agent will ask you when you're requesting quotes for home insurance.
Health Insurance Plans and their Differences
Health insurance plans have changed dramatically over the past ten years, and American's currently have several different options to choose from- including HMO's, PPO's, fee-for-service plans, MSA's and major medical. There are two main categories of health insurance plans that each of these policies is classified as; managed care plans and indemnity care plans.
Life Settlements, More than a Cash Surrender Payout
With a life insurance settlement, seniors now have the ability to receive a payout larger than their cash surrender value. Life insurance companies have always had the advantage by offering a low cash surrender payout for unwanted or unneeded life insurance policies.
Car Insurance Discounts
Trying to save money wherever you can is important to us all. Insurance should be no different.
Home Insurance Rates in Northern Ireland
A recent survey took the most popular type of home in the UK, the three-bed semi, and compared the quotes given by insurance companies for different postcodes around the country. Northern Ireland came in top for buildings cover with an average of £119.
Private Medical Insurance- Finding The Right Policy for You
Why Private Medical Insurance Is Becoming So PopularRecent research indicates that the vast majority of consumers take out private medical insurance because they are concerned about the length of waiting lists for treatment in NHS hospitals.68% of those questioned in a recent online poll, said that they wanted to receive treatment when it was needed rather than having to take their chances with the NHS waiting lists.
Auto Insurance Rates
Auto insurance rates will vary depending on the insurance agency, your driving record, and the type of insurance you are looking to purchase. I you are looking for affordable car insurance or truck insurance then read on.
How to Shop for Individual Health Insurance
If you find yourself in the position of shopping for an individual health insurance policy, there are certain things you'll want to keep in mind. Whether you are coming out of a job that covered you before, or are at the end of your COBRA benefits, or simply have never had coverage before there are things you can do to get coverage on yourself and your loved ones.
All Auto Insurance is Not Created Equal!
Contrary to what you may have heard all auto insurance is not created equal. A quick search on the net will quickly reveal different rates, different policies, and different terms, so how is one to sort through all the clutter.
Why Do You Need Homeowners Insurance?
The biggest single investment most people make in their lifetime is buying a home, condominium or townhouse. What you want to do is protect your home, personal property and any type of liability with a homeowner's insurance policy.
Life Insurance - Do You Need It?
Many people are skittish about life insurance, because they feel that it is useless, or it makes them face their mortality, or they may arrogantly think that they won't die. But let me reassure you, life insurance is not only useful, but also essential if you're young or old, or have a young family.
Car Insurance No Claims Bonus Explained
No Claims Bonus is a term used to describe the number of years you have had Car Insurance without making a claim. Put simply, if you have had Car Insurance for 4 years and you have not made a claim in that time, then you have 4 years No Claims Bonus.
Term Life Insurance Help
Life insurance can be a very scary thing. If you buy insurance when you're 30, but don't die until you're 90, chances are you're going to come out on the loosing end of insurance.
Choosing Long-Term Care Insurance
A little over sixty percent of the folks who reach 65 years of age will need some long-term care. The average nursing home stay ranges from 2-5 years and costs on average of $135.
The Life Insurance Plan Online
Thank goodness the internet age has arrived helping us to find a life insurance plan online. Manually quoting policies was very time consuming and frankly discouraged the broadest recommendations because of so much work involved.
Discount Auto Insurance - Get Low Rates And Superior Coverage
Auto insurance rates can be quite expensive. If you are in shopping for auto insurance or just comparing rates between your current insurer and competing insurance companies, you may want to look at the rates offered by discount auto insurance providers.
Homeowners Insurance at a Glance
At first glance, homeowners insurance may seem perplexing and quite overpowering. Understanding your policy is crucial to know what you are actually purchasing, and also an extremely important part of owning a home.
home | site map
All articles are copyright to their owners.
Note: this website lists articles, We do not Write Articles !